WHAT WE OFFER

At KUNJ Financial Consultants Private Limited (KFCPL), we believe that you need appropriate finance or cash flow based on the nature and goals of our clients’ business. With our wide range of secured, unsecured, business and commercial lending solutions, we can assist you get the right loan for your requirement.

Whether you want to meet your working capital or trade finance needs, or whether you want to expand your business KFCPL has a wide range of finance options. Choose from our flexible range of options and get the right funding for your financial requisites.

Secured Loans

KFCPL provides secured loans to high-net-worth clients with existing substantial assets to offset against their borrowing requirements. You can avail secured loans by securing your available funds that you may have in an existing account, or by the purchase of a specific product or asset, such as your home.

KFCPL offers secured loans to individuals and companies at low interest rates. We offer you the possibility of lower monthly repayments and by using the services of KFCPL, you can repay the secured loan amount over a longer period of time. Whether you are looking to purchase or refurbish a property or undertake a new project, or expand your services, KFCPL work with you to understand your requirement and tailor an affordable funding solution that meets your expectations.

Unsecured Loans

Just as the name suggests, unsecured loans allows you to borrow money without offering a security based on a major asset, for example your home. An application for an unsecured loan is largely based on your personal credit rating, your financial status and the amount you want to borrow.

KFCPL has very easy and flexible terms for the loan repayment. Our team of dynamic professionals is proficient in providing expert advice to help you choose an unsecured loan that suits you best. Get low fixed rates at KFCPL without any of the hidden fees.

Business Loans

Every business — be it big or small, demands access to working capital which helps businesses meet their requirements of cash-flow and plan for growth and expansion. With a view to help our clients in their business ventures, KFCPL offers business loans to self employed individuals or professionals, partnership firms, sole proprietorship firms , private limited companies and also to closely held limited companies.

KFCPL offers the highest ticket size of business loan to help our business clients pursue their goals. We have a speedy hassle-free business loan processing system and clients can repay the loans with easy equated monthly installments.

Loans Against Property

Unlock the economic value of your property with our loans against property to fulfill your various needs such as business expansion, foreign travel, family function, medical expenses, furnishing of the house or even children’s education. Loan against property is a secured multi-purpose loan that is offered to you with larger tenure and at lesser rates of interest.

KFCPL provides you loans against the security of your existing properties, which include your self-occupied/rental residential property or commercial property. Loans for commercial purchase of property are also available. The option of optimizing the rentals on an existing property through loans against rental discounting is also offered at KFCPL.

Loans Against Securities

As a retail client, a corporate, a promoter or a high net worth individual, managing, fortifying and expanding your capital market portfolio is an essential aspect of increasing your income and cash flows. At KFCPL, we offer you services that finance your capital market investment. Use your investments to get instant liquidity, without even selling them.

Our loans against securities range from offering loans on your existing securities to financing Mutual Funds, ESOPs and IPOs. KFCPL offers you diverse options to choose from, gratifying all your needs under one roof.

Project Loans

Project loan is usually taken when you want are aiming at a long term funding of infrastructure projects and industrial projects, on the basis of the projected cash flows from the project. KFCPL offers project loans to companies and individuals with viable business proposal/ project on considerable terms. Project loans are secured by the project assets and are repaid completely from future generated project cash flow. Get a project loan to ensure sufficient cash balance in order to make use of the opportunities that might arise during the course of your business/project.

Commercial Assets

KFCPL monitors market trends, educational articles, research data and industry information in order to provide our clients with the best of tools for the performance of their assets. We make major efforts like building and maintaining relationships with the brokerage community, business owners and utilize technology to have an extensive network of resources that we can put to work for our clients.

Working Capital finance

We offer a complete bouquet of working capital facilities to our clients to assist them in managing their cash flow to meet their operating expenses, receivables financing and purchasing inventory in order to ensure smooth running of business.

KFCPL has a dedicated team of experts working in coordination with our clients to understand the specific nature of their business and arrange for solutions most suitable for them. Clients can choose from direct funding or by issuing letter of credit, cash credit, overdraft, or from our huge range of customized working capital loans.

Commercial Vehicle and Commercial Equipment Funding

KFCPL owns a preferred financier status with all leading manufacturers. Each client has his own unique set of requirements and hence we offer a huge range of services for funding of commercial vehicles and commercial equipments. The limits are fixed keeping in view the client’s need for funds against the value of the security, the credit worthiness of the borrower and margin available. We provide our funding to all profiles of customers including the first time users and first time buyers. KFCPL also offers additional benefits like top up funding to existing clients.

Lease Rental Discounting

Lease rental discounting is aimed at offering finance to those property owners who get fixed rent receivables from corporate tenants. Individuals and non-individual entities – both can avail a Lease Rent Discounting (LRD) loan. Discounted cash flow of rent receivables are paid directly at very competitive rates. The rate of interest varies largely depending upon client’s loan amount, lessee profile, property type, rental income etc.

Property owners can receive the funds immediately and they can deploy it to create further assets that can yield higher returns and appreciations. The funds can alternatively also be used for expansion of business activities.

Management Consultancy

We offer the following services under management consultancy services.

Financial Processes Outsourcing

Financial process outsourcing covers a wide range of tasks that are usually handled by individual companies’ internal accounting and finance departments. Most of the companies today consider outsourcing a finance function but are not quite sure where to start the process from. KFCPL is here to help all kinds of mid-size businesses and large corporations during any stage of finance process outsourcing projects. We have experience of working with all areas of finance can improve efficiencies within your business.

KFCPL is widely commended by its large number of existing clients owing to our client centric policies and result oriented approach. Owing to the support of our experienced team members, we have always been able to provide an outstanding deal to all our clients.

For a no-risk financial consultation from KFCPL, contact us at
PHONE NO — +91-9727711811, +91-9377576067, +91-9879562886

Get in Touch!

Office: Kunj Financial Consultants Private Limited,
Registered Office:
1007, AKIK TOWER, Nr. PAKVAN II,
OPP. RAJPATH CLUB,
SG HIGHWAY,
AHMEDABAD - 380 054
Work Office:
204 VENUS BENECIA,
OPP. RAJPATH CLUB,
SG HIGHWAY,
AHMEDABAD — 380 054
Phone: +91-9727711811, +91-9377576067, +91-9879562886
Email: keyur@kunjfinancial.com